Hotel Financing Explained
Plain-language guides on buying, building and refinancing hotels.
Insights on hotel acquisition, construction, and refinance lending.
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Start with the program that fits your deal: compare hotel loan programs side by side, or go straight to hotel acquisition financing, hotel construction loans or hotel refinancing.
Distressed Hotel Loans: How to Finance a Hotel That Is Underperforming
How a distressed or underperforming hotel is financed: bridge loans, when SBA 7(a) fits, what lenders look at, and how to plan the exit.
Non-Recourse Hotel Financing: How It Compares With a Recourse Loan
Non recourse hotel financing limits lender claims to the property, not your assets. Compare recourse vs. non-recourse loans to find the right fit for your deal.
Can You Buy a Hotel With No Money Down? How Much Equity Lenders Expect
Wondering how to buy a hotel with no money down? Learn why 100% financing doesn’t exist and discover the lowest-equity paths that actually work.
What Is a Hotel Loan Credit Memo, and Why Does It Matter?
What a hotel loan credit memo is, what it covers, why lenders rely on it, and how a lender-ready package is put together.
SBA vs. Conventional Hotel Loans: Which Fits Your Deal?
SBA vs conventional hotel loans compared on leverage, terms, and structure. See which financing fits your hotel deal and when each program makes sense.
What Is a Pari Passu Loan, and How Does It Work With an SBA 7(a) Loan?
Learn how a pari passu loan pairs with SBA 7(a) financing to fund hotels above the $5M cap, plus what lenders look for and how it compares to mezzanine debt.
How to Get a Hotel Loan to Buy a Hotel: Acquisition Financing from First Call to Closing
Learn how a hotel loan works, from SBA to bridge financing, down payment needs, and lender requirements. Get expert guidance before you buy a hotel.
Hotel Refinancing: Timing, Loan Options, and What Lenders Review
Learn when and how to refinance a hotel loan, including SBA, conventional, CMBS, and bridge options, lender requirements, and prepayment penalty timing.
Bridge Finance Loans for Hotel Acquisitions and Refinancing
Learn how bridge finance loans work for hotel acquisitions and refinancing: terms, LTV, lender criteria and how they compare to SBA and CMBS loans.
How to Choose the Right Hotel Lender
Find the right hotel lender before a deal falls apart in underwriting. Learn what separates hospitality specialists from generalists and what to ask first.
How Hotel Lenders Underwrite a Hotel Loan
Learn how hotel lenders underwrite loans using DSCR, debt yield, and LTV benchmarks — and what it takes to qualify for hotel financing.
Hotel Construction Financing: How to Manage Construction Costs
Learn how hotel construction loans work, why budgets overrun, and how lenders control cost risk across SBA, conventional, and bridge loan programs.
How Hotel Management Agreements Affect Hotel Financing
Discover how hotel management agreements impact loan approval, leverage, and deal structure across SBA, CMBS, bridge, and conventional financing.
Speak With a Hotel Financing Expert
Call (866) 994-6835 or complete the form below to speak with a hotel financing expert. We will talk through your deal and review your documents at no charge, with no obligation — and you do not need to have it all organized first.
You can also reach us through our contact page.