WE MAKE HOTEL
LOANS EASY

From your initial free consultation to a successful closing, we’re with you every step of the way.

Speak to a Hotel
Financing Expert Now

Call
866-994-6835

Get Immediate Access to Every Loan Program Available for Hospitality Properties.

We know your time is valuable, and we don’t want to waste it. We are committed to providing you with the best financing available anywhere, no excuses.

1

SPEAK WITH ONE OF OUR FINANCING EXPERTS.

2

GET MATCHED WITH THE LOAN THAT IS RIGHT FOR YOU.

3

RECEIVE A QUALITY TERM SHEET IN A MATTER OF DAYS.

Conventional

Conventional loans are typically offered by a bank close to the property being financed or a national bank that lends nationally. We have relationships with dozens of local and national banks that offer conventional financing for hoteliers across the country. Rates are low, terms are flexible, and there is virtually no maximum loan amount.

Benefits of a Conventional Loan:

  • Low rates
  • Flexible terms
  • No maximum loan amount
Questions about Conventional Financing?
Speak with a Conventional Loans expert now
by calling 866-994-6835.
Questions about SBA financing?
Speak with a SBA expert now by calling
866-994-6835.

SBA

An SBA loan is an excellent way to build, refinance or purchase a hotel because it’s easier to qualify for than other types of loans.  In addition, loan amounts are higher (up to 90% LTV), and terms are very favorable.

Many people feel SBA loans require too much paperwork and take a long time to close. This is simply no longer true. In fact, we recently closed an SBA hotel purchase loan in only three weeks!  We make the process fast and easy, here’s how:  

  • We only work with lenders with extensive hotel lending experience.  
  • We only work with PLP (preferred) lenders.  These lenders have the authority to make the final credit decision on your loan and do not have to wait for the SBA to approve your loan request.  Turnaround time is drastically reduced, saving you weeks of waiting.
  • We package your SBA loan request for you.
  • We manage the entire process for you – from start to finish.

Types of SBA Loans

  • SBA 7A
  • SBA 504

Construction

We have extensive experience financing ground-up construction. Although most construction loans are made by local banks close to the construction site, we work with national construction lenders that specialize in financing for hotels.

Benefits of Construction Financing:

  • Higher loan to cost (LTC)
  • Easy access to capital
  • National footprint
Questions about Construction​ Loans?
Speak with a Construction expert now by calling 866-994-6835.
Questions about CMBS Loans?
Speak with a CMBS expert now by calling
866-994-6835.

CMBS

CMBS stands for Commercial Mortgage Backed Securities. It is a type of security backed by commercial properties that are “securitized” into a pool and then transferred to a trust. The trust issues a series of bonds that are sold to investors. These loans are almost always issued by Wall Street investment banks like Goldman Sachs.

Sound confusing? Don’t worry, we’ll help you determine whether a CMBS loan is right for your hotel transaction.

Benefits of a CMBS loan for the purchase or refinance of a hotel property:

  • Low Rates and fixed term
  • Non-recourse
  • 30-year amortization
  • CMBS loans are assumable
  • Larger loan amounts

Bridge

A bridge loan provides temporary financing while some obstacle is overcome or rectified allowing long-term financing to be put in place. These types of loans are usually terms and are excellent for purchasing turnaround properties. One of the main benefits of a bridge loan is that they can be closed very quickly as compared to long-term financing.

Benefit of Bridge Loans

  • Closes fast
  • Excellent for turnaround properties
  • Provides short term financing until loan term financing can be achieved

At hotelloans.com we have extensive resources for bridge financing with lenders that specialize in this type of financing for hotels.

Questions about Bridge Loan financing?
Speak with a hotel lending expert now by calling 866-994-6835.

Mezzanine Financing

Mezzanine financing can be a great option for leveraging additional debt to reduce the capital needed to close on a transaction. This can often mean the difference between getting a deal done or not. We have several relationships with Mezzanine Lenders that can be utilized when there is a benefit to utilizing this type of financing.

Questions about Mezzanine financing?
Speak with a hotel lending expert now by calling 866-994-6835.

Preferred Equity

Similar to Mezzanine financing, preferred equity sits between the senior debt and the equity in the capital stack. The main difference is that preferred equity is an investment in the ownership stake of the entity that owns the property. Mezzanine financing is structured as a loan that is secured by a lien on the property.

There are varying types of preferred equity investments which can affect the underwriting of the senior debt. Whether it’s Mezzanine or preferred equity, it’s best to reach out and discuss your project so we can find the best financing option for you.

Questions about Preferred Equity?
Speak with a hotel lending expert now by calling 866-994-6835.
Questions about REIT’s?
Speak with a REIT’s expert now by calling
866-994-6835.

REIT’s

A REIT or Real Estate Investment Trust is an entity the owns, operates, or finances income producing real estate. We primarily work with REIT’s that focus on financing and not owning real estate to prevent a conflict of interest in competing markets.

REIT’s are an excellent way to finance a hotel project because terms are flexible, and these types of trusts are actively looking for investment opportunities. Generally, REIT financing is used in larger hotel financing transactions with loan amounts over $5 million and virtually no ceiling.

Benefits of REIT Financing:

  • Low rates
  • Flexible terms
  • No maximum loan amount

Private Capital

Private Capital is a loan or equity that comes from a private individual, groups of individuals, or a company. This type of financing is usually used as a short-term
need arises, but it can also be used as a long-term solution.

The benefit of using private capital is that these
lenders can be more flexible with their lending
guidelines, especially if they like the borrower or
the asset. They also offer more creative and
unique financing structures.

Questions about Private Capital?
Speak with a Hotel lending expert now by calling 866-994-6835.
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