WE MAKE HOTEL
LOANS EASY
From your initial free consultation to a successful closing, we’re with you every step of the way.
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Get Immediate Access to Every Loan Program Available for Hospitality Properties.
We know your time is valuable, and we don’t want to waste it. We are committed to matching your deal to the right loan type and the right lender, and to being straight with you about what it will take.
Do you need a loan to build, buy or refinance a hotel property?
If so, you’ve come to the right place.
It’s as easy as 1-2-3:
SPEAK WITH ONE OF OUR FINANCING EXPERTS.
GET MATCHED WITH THE LOAN THAT IS RIGHT FOR YOU.
RECEIVE A TERM SHEET FROM A LENDER MATCHED TO YOUR DEAL.
Conventional
Conventional loans are typically offered by a bank close to the property being financed or a national bank that lends nationally. We have relationships with dozens of local and national banks that offer conventional financing for hoteliers across the country. Rates are competitive, terms are flexible, and loan amounts are set by the lender and the deal, not by a program cap.
Benefits of a Conventional Loan:
- Competitive rates
- Flexible terms
- Loan amount set by the lender and the deal
Questions about Conventional Financing? Speak with a hotel financing expert
Call 866-994-6835 or complete the form and a hotel financing expert will get back to you. There is no obligation, we never charge an upfront fee, and you do not need to have everything organized before you reach out — we are glad to answer questions even if you are not ready to move forward.
Questions about SBA financing? Speak with a hotel financing expert
Call 866-994-6835 or complete the form and a hotel financing expert will get back to you. There is no obligation, we never charge an upfront fee, and you do not need to have everything organized before you reach out — we are glad to answer questions even if you are not ready to move forward.
SBA
An SBA loan is an excellent way to build, refinance or purchase a hotel because it’s easier to qualify for than other types of loans. In addition, SBA financing can reach up to 85% of total project cost — which includes the acquisition price, PIP, closing costs, and SBA guarantee fees — and terms are very favorable. The property’s cash flow must support the debt at that leverage, so the loan amount is ultimately governed by performance.
Many people feel SBA loans require too much paperwork and take a long time to close. That reputation is out of date. We make the process fast and easy, here’s how:
- We only work with lenders with extensive hotel lending experience.
- We only work with PLP (preferred) lenders. These lenders have the authority to make the final credit decision on your loan and do not have to wait for the SBA to approve your loan request. Turnaround time is drastically reduced, saving you weeks of waiting.
- We package your SBA loan request for you.
- We manage the entire process for you – from start to finish.
Types of SBA Loans
- SBA 7A
- SBA 504
Ground Up Construction
We have extensive experience financing ground-up construction projects. Although most construction loans are made by local banks close to the construction site, we work with national construction lenders that specialize in financing for hotels.
Benefits of Construction Financing:
- Higher loan to cost (LTC)
- Easy access to capital
- National footprint
Questions about Construction Loans? Speak with a hotel financing expert
Call 866-994-6835 or complete the form and a hotel financing expert will get back to you. There is no obligation, we never charge an upfront fee, and you do not need to have everything organized before you reach out — we are glad to answer questions even if you are not ready to move forward.
Questions about CMBS Loans? Speak with a hotel financing expert
Call 866-994-6835 or complete the form and a hotel financing expert will get back to you. There is no obligation, we never charge an upfront fee, and you do not need to have everything organized before you reach out — we are glad to answer questions even if you are not ready to move forward.
CMBS
CMBS stands for Commercial Mortgage Backed Securities. It is a type of security backed by commercial properties that are “securitized” into a pool and then transferred to a trust. The trust issues a series of bonds that are sold to investors. These loans are almost always issued by Wall Street investment banks like Goldman Sachs.
Sound confusing? Don’t worry, we’ll help you determine whether a CMBS loan is right for your hotel transaction.
Benefits of a CMBS loan for the purchase or refinance of a hotel property:
- Fixed-rate terms
- Non-recourse
- 30-year amortization
- CMBS loans are assumable
- Larger loan amounts
Bridge
A bridge loan provides temporary financing while some obstacle is overcome or rectified allowing long-term financing to be put in place. These types of loans are usually short-term and are excellent for purchasing turnaround properties. One of the main benefits of a bridge loan is that they can be closed very quickly as compared to long-term financing.
Benefit of Bridge Loans
- Closes fast
- Excellent for turnaround properties
- Provides short term financing until loan term financing can be achieved
At hotelloans.com we have extensive resources for bridge financing with lenders that specialize in this type of financing for hotels.
Questions about Bridge Loan financing? Speak with a hotel financing expert
Call 866-994-6835 or complete the form and a hotel financing expert will get back to you. There is no obligation, we never charge an upfront fee, and you do not need to have everything organized before you reach out — we are glad to answer questions even if you are not ready to move forward.
Mezzanine Financing
Mezzanine financing can be a great option for leveraging additional debt to reduce the capital needed to close on a transaction. This can often mean the difference between getting a deal done or not. We have several relationships with Mezzanine Lenders that can be utilized when there is a benefit to utilizing this type of financing.
Questions about Mezzanine financing? Speak with a hotel financing expert
Call 866-994-6835 or complete the form and a hotel financing expert will get back to you. There is no obligation, we never charge an upfront fee, and you do not need to have everything organized before you reach out — we are glad to answer questions even if you are not ready to move forward.
Preferred Equity
Similar to Mezzanine financing, preferred equity sits between the senior debt and the equity in the capital stack. The main difference is that preferred equity is an investment in the ownership stake of the entity that owns the property. Mezzanine financing is structured as a loan that is secured by a lien on the property.
There are varying types of preferred equity investments which can affect the underwriting of the senior debt. Whether it’s Mezzanine or preferred equity, it’s best to reach out and discuss your project so we can identify the financing structure that fits your project.
Questions about Preferred Equity? Speak with a hotel financing expert
Call 866-994-6835 or complete the form and a hotel financing expert will get back to you. There is no obligation, we never charge an upfront fee, and you do not need to have everything organized before you reach out — we are glad to answer questions even if you are not ready to move forward.
Questions about REITs? Speak with a hotel financing expert
Call 866-994-6835 or complete the form and a hotel financing expert will get back to you. There is no obligation, we never charge an upfront fee, and you do not need to have everything organized before you reach out — we are glad to answer questions even if you are not ready to move forward.
REIT’s
A REIT or Real Estate Investment Trust is an entity the owns, operates, or finances income producing real estate. We primarily work with REIT’s that focus on financing and not owning real estate to prevent a conflict of interest in competing markets.
REIT’s are an excellent way to finance a hotel project because terms are flexible, and these types of trusts are actively looking for investment opportunities. Generally, REIT financing is used in larger hotel financing transactions with loan amounts over $5 million.
Benefits of REIT Financing:
- Competitive rates
- Flexible terms
- Loan amount set by the lender and the deal
Private Capital
Private Capital is a loan or equity that comes from a private individual, groups of individuals, or a company. This type of financing is usually used as a short-term
need arises, but it can also be used as a long-term solution.
The benefit of using private capital is that these
lenders can be more flexible with their lending
guidelines, especially if they like the borrower or
the asset. They also offer more creative and
unique financing structures.
Questions about Private Capital? Speak with a hotel financing expert
Call 866-994-6835 or complete the form and a hotel financing expert will get back to you. There is no obligation, we never charge an upfront fee, and you do not need to have everything organized before you reach out — we are glad to answer questions even if you are not ready to move forward.
Last reviewed: August 2026