Hotel Financing Specialists
We operate as a high-touch, senior-led hospitality financing firm.
Most brokers and commercial lenders don't underwrite hotels every day—we do. When you partner with us, your deal is analyzed, structured, and presented directly by our principals, never handed off to junior staff. By pre-underwriting your project the way a hotel credit officer looks at cash flows and franchise terms, we protect your time and eliminate underwriting surprises.
- 250+ Lender Relationships
- 100% Focused on Hospitality
- Direct Principal Access
Leadership Team / Principals

Todd Lake
Co-founder and Partner
Todd Lake is a commercial lending professional and co-founder of Hotelloans.com, with more than a decade of experience structuring and closing hotel financing nationwide. His expertise spans SBA 7(a) and 504 loans, ground-up hotel construction, conventional bank financing, bridge loans, CMBS, and mezzanine debt. He combines hands-on transaction experience with an extensive lender network to help hotel owners and developers evaluate financing options, structure transactions, and navigate underwriting through closing.
Todd also serves as Executive Director of Loan Syndication and Structured Finance at Savel Capital Management, where he structures complex capital solutions involving senior debt, junior debt, mezzanine financing, and preferred equity.

Chad Anger
Co-founder and Partner
Chad Anger is a commercial real estate partner at Hotelloans.com, with nearly a decade of experience structuring and financing transactions nationwide. His expertise spans SBA 7(a) and 504 loans, conventional bank and credit union financing, bridge loans, CMBS, and ground-up hotel construction. He specializes in navigating complex scenarios, including second-lien options and Property Improvement Plan (PIP) financing.
Over his career, Chad has consulted on or funded more than 380 transactions, combining deep technical insight with active problem-solving to deliver tailored capital solutions for hotel owners and developers.
Underwriting & Processing
Our dedicated internal processing and transaction management team ensures that documentation moves swiftly from term sheet to a guaranteed smooth closing.
Our Network / Strategic Partners
We leverage a robust, nationwide network of specialized hotel hospitality consultants, independent appraisers, engineering inspectors, and 250+ proven lender relationships to scale our execution seamlessly for any size transaction.
Where We Are
Concord, NC 28027

Our 5-step funding process
- Free consultation We discuss your project and goals to see how we can add value.
- Viability review You provide initial documents, and we determine if the project is financeable.
- Formal engagement We become your trusted partner, gathering the deeper details needed to craft a bulletproof lender proposal.
- Underwriting & matching We identify the exact loan type to accomplish your specific goals, then take your project directly to our network of proven lenders.
- Term sheet to closing We secure your term sheet and stay actively engaged to guarantee a smooth closing.

Track Record
A sample of hotel loans we've structured and placed for owners and developers.
More transactions
Schedule your free consultation
A hotel financing specialist will call you to talk through your options. No cost, no obligation.












